Digital India

Digital Technologies which include Cloud Computing and Mobile Applications have emerged as catalysts for rapid economic growth and citizen empowerment across the globe. Digital technologies are being increasingly used by us in everyday lives from retail stores to government offices. They help us to connect with each other and also to share information on issues and concerns faced by us. In some cases they also enable resolution of those issues in near real time.
The objective of the Digital India Group is to come out with innovative ideas and practical solutions to realise Hon’ble Prime Minister Narendra Modi’s vision of a digital India. Prime Minister Modi envisions transforming our nation and creating opportunities for all citizens by harnessing digital technologies. His vision is to empower every citizen with access to digital services, knowledge and information. This Group will come up with policies and best practices from around the world to make this vision of a digital India a reality.


Jan-Dhan Se Jan Suraksha: Social Security for Citizens

A large portion of India's population had been living without any kind of health, accidental, or life insurance for so long. It was estimated that the unorganised sector workers, which constitute 88% of the total labour force of 47.29 crore, as per the 66th Round of NSSO Survey of 2011-12, do not have any formal pension provision. The Budget 2015-16 highlighted this issue and proposed three social security schemes, Pradhan Mantri Suraksha Bima Yojna (88 KB) , Atal Pension Yojana (269 KB) and Pradhan Mantri Jeevan Jyoti Bima Yojana (90 KB) . These three schemes are based on Jan Dhan Yojana platform to protect citizens at the time of illness, accidents or old age.

Encouraged by the success of the Pradhan Mantri Jan Dhan Yojana, the Government of India proposed to work towards creating a universal social security system for all Indians, specially the poor and the under-privileged and the workers in the unorganised sector, using the bank accounts as the basis for launching the schemes. The Prime Minister launched the three social security schemes on 9th May, 2015 to provide pension and insurance cover to the poor and underprivileged.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojna (88 KB) is to ensure risk coverage in case of accidental death, full or partial disability. The insured amount for accidental death and full disability is Rs.2 lakh and it is Rs.1 lakh for partial disability. It has an annual premium of Rs.12 only, which will be directly auto-debited by the bank from the subscriber's account. It is the only mode of paying the premium and thus creates a linkage between the beneficiary and the bank. A person has to opt for the scheme every year by submitting a simple form to the bank by 1st June. One can also opt for the scheme on a long term basis and in that case his account will be auto-debited every year by the bank. People between the age of 18 and 70 years, having an Aadhar linked bank account, are eligible for the scheme.

The scheme is offered to all Public Sector General Insurance Companies and other willing insurers who are ready to tie up with banks for this purpose. It has the provision for Government contribution, by which various Ministries can co- contribute premium for beneficiaries of different categories from their budget or from the Public Welfare Fund, created in the budget 2015-16, out of unclaimed money.

Pradhan Mantri Jeevan Jyoti Bima Yojna( PMJJBY)

Pradhan Mantri Jeevan Jyoti Bima Yojana (90 KB) , is to benefit people in case of death. It is available to people in the age group of 18 to 50, having a bank account. People, who join this scheme before completing the age of 50, can continue to have the risk of life cover up to the age of 55 years, subject to the payment of premium. The scheme has an annual premium of Rs.330, with a risk coverage of Rs.2 lakh. The premium will be directly auto- debited by the bank from the subscriber's account. A person can opt for the scheme for a year or prefer to continue it as a long term option. In case of long term option, his account will be auto-debited every year by the bank.

Life Insurance Corporation and other willing life insurers with a tie-up with the bank are to implement the scheme. The scheme also has the provision for co-contribution of premium by various Ministries for different categories of their beneficiaries out of their budget or out of Public Welfare Fund created in the Budget 2015-16 from the unclaimed money.

Atal Pension Yojana (APY)

The Government of India's concern for old age income security for the working poor, particularly in the unorganised sector, resulted in the creation of a new initiative in the budget proposals 2015-16, called, Atal Pension Yojana (269 KB) . It is to encourage the uninsured workers in the unorganised sector to come under the National Pension System (NPS), under the Pension Fund Regulatory and Development Authority (PFRDA).

Chief Minister’s Jan Awas Yojana-2015

Policy for Allotment of land for different purposes in Urban Areas of Rajasthan 2015.


Jaipur, September 26. Chief Minister Smt. Vasundhara Raje unveiled two important policies pertaining to affordable housing and allotment of land for different purposes in urban areas at the Secretariat in Jaipur on Saturday.
The Chief Minister said that these policies would be new milestones in the journey of policy reforms. Both the policies would go a long way in ensuring affordable housing and making simple and easy allotment of land for different purposes in urban areas. She said that with the increasing prices of land and building materials, it was indeed a challenge to provide housing to thousands of urban poor in various cities at reasonable and affordable rates. She said that the government had reshaped the earlier policy for affordable housing which was launched in 2009. In the new policy incentives had been offered for developers in such a way that they get motivated to construct EWS and LIG houses on both, private as well as government land.
Smt. Raje said that the new policy would also motivate government agencies to take up construction of affordable houses. For smooth implementation of the policy a committee had been set up under the chairmanship of Urban Development Minister. She invited various bodies of the real estate developers to participate in the forthcoming Resurgent Rajasthan Partnership Summit scheduled to be held in Jaipur in November. She said that global investors summit had galvanized the government into taking fast and effective steps and action in various sectors. The housing sector, she said, was our key focus area – both from the perspective of inviting investment and providing employment.